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Ben Fletcher

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Our guide to startup lingo

With a government slapping the word 'innovation' on everything from buildings to tax breaks, sharks in tanks on our TV screens and young tech billionaires answering the questions of a clueless US congress, you're no doubt inundated with information about "startups" all described using a language that you're not entirely sure that you follow. Rest easy, fellow e-traveller, in this article we'll take a look at what the lingo means so you can effectively call BS when confronted with it (and confronted with it you will be).

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Are you at risk of an ATO audit?

If you saw the recent Four Corners investigation into the ATO which alleged questionable revenue raising tactics you may be worried about the exposure your own business might have to review or audit from the ATO. In this article we'll take a look at what the ATO are focusing on and how you can best protect your business and yourself personally from investigation.

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What is a lifestyle business?

You may have heard the term 'lifestyle business' being bandied about and you've nodded sagely without really knowing what it means, but with knowing that you didn't want to ask and sound foolish. If that sounds familiar, then this post is for you. We're going to take a look at what exactly is meant by 'lifestyle business' and why it's such a desirable thing.

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Why you really need to stay up-to-date with your superannuation payments

Superannuation forms an important part of the remuneration of employees and certain contractors and the government enforces non-compliance accordingly. So it's important to really understand what your obligations are when it comes to paying superannuation and what could possibly happen if you fall behind. In this article we'll take a look at both.

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What are the risks with becoming a company director?

If you're anything like the general population you sign the documents required to start your company without much thought as to what you're actually signing. Directors of small and medium-sized companies tend to underappreciate the responsibilities that come with being a company director, much more so than directors of larger companies.

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How do you start and setup your own business?

Starting your own business - sounds so romantic, doesn't it? Well it is and it isn't. In this article we'll take a look at the steps you need to take when starting and setting up your own business.

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What incentives are available for your startup?

For all the pollies talk of innovation-this and innovation-that you'd be forgiven for thinking the road was littered with free cash for entrepreneurial types to start new businesses. It is and it isn't. In this article we'll run through what incentives are actually available for startups.

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How do I choose an accounting and invoicing system for my business?

Not many people start a business because they are excited at the prospect of doing their own accounting and invoicing. In fact, I dare say that has never happened! Regardless of the reasons why you may or may not start your new business you will need to deal with your accounting and invoicing in a timely and complete way if you want your business to succeed. Even if you plan on outsourcing this work you'll still need some familiarity with it so you can access the system to look things up, so it pays to take an interest in what platform you end up on.

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Why your SME client won't say yes to a retainer agreement

You don't have to look far, or think very hard, to see why a retainer arrangement could be great for an agency. It offers steady and predictable income (for a creative business - who'd have thought it?!) and allows you to build a deeper relationship with your client as you're guaranteed to be working with them for the duration of the retainer period. If it's so great, why are your clients, especially the SME ones, not signing on the dotted line?

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What financial skills do you need to manage a creative agency?

It's a rare thing to find someone running a small creative agency with a financial background, in fact this is true of most small businesses. We start a business, typically, because we are good at the "thing" the business does and we feel there is an opportunity to start a business exploiting that skill and not because we want to learn about cash flow.

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